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With the right expert by your side.

Advice Selling

We are here for you

Buying a home is more than just a financial investment—it's a significant milestone in your life. As a CENTURY 21® REALTOR®, I understand the gravity of this decision and am committed to guiding you through every step of the journey. From answering critical questions to navigating the complexities of the market, I bring unparalleled expertise and support. Rely on the seasoned experience of a CENTURY 21® professional to turn your dream home into a reality.

Advice Selling

We are here for you

Buying a home is more than just a financial investment—it's a significant milestone in your life. As a CENTURY 21® REALTOR®, I understand the gravity of this decision and am committed to guiding you through every step of the journey. From answering critical questions to navigating the complexities of the market, I bring unparalleled expertise and support. Rely on the seasoned experience of a CENTURY 21® professional to turn your dream home into a reality.

Supporting you every step of the way

Buying a home is about more than just finding a place to live; it's about discovering what truly fits your life. I’ll guide you through aspects you might overlook, such as the surrounding community, lifestyle perks, and the investment value. With sophisticated search tools and a strategic approach, I’ll help you find the ideal home. My deep market knowledge and negotiation skills ensure you get the best deal, while I handle all the crucial details for a smooth transaction."

 

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HOME BUYER'S GLOSSARY

AMORTIZATION PERIOD

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

APPRASIAL

The process of determining the market value of a property.

CLOSED MortgageS

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

MORTGAGE

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Neighbourhood News

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Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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